Useful Information

ICICI

TPA Information

I - Health Individual

Synopsis:

Explore ICICI I - Health Insurance Plan and protect those who matter you the most,choose complete Health Insurance as a Shield against your health worries.

Highlight:

  • Cashless Facility available at over 4500+ network hospitals.
  • No Sub limits applicable on Sum Insured 7 lacs and above.
  • There will be life-long renewable without any age restriction.
  • Value added services like Diet & Nutrition e-consultation and Online Chat with Medical Practitioners.
  • Pre existing diseases covered after a waiting period of 2/4 years.
  • Reset up to 100% of the Sum Insured once in a policy year in case SI is insufficient as a result of previous claims.
  • Tax rebate available as per provision of Income Tax Rules under section 80-D.

Benefit:

Title
Description
ICU Daily Rent Limit
Yes
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 hrs
Day Care Procedure Coverage
Covered
Additional Cover for Critical Illness
Yes
Automatic Restoration of Sum Insured
Yes, upto 100%
Pre-Existing Disease / Illness coverage
After 24 months, 48 months for SI upto 2 Lacs.
Waiting Period for New Policy
30 Days
Free Health Checkup
Yes, Annual
Ambulance Expenses
Upto Rs.1500
Non-Allopathic Treatments
Covered, Reimbursement of Actual Expenses
New Born Baby Cover
Yes
Daily Hospitalization Allowance
Rs.500/1000/2000 upto Rs.3000 per day.
Donor Expenses
Covered
No Claim Bonus
10%, upto max.50%