Useful Information


TPA Information

Health Guard Family Floater


Health Guard Policy is the perfect Health protection for you and your family. It takes care of the expensive medical treatment incurred during hospitalization resulting from serious accident or illness.


  • 130 Day Care Procedures are covered
  • Life Long Renewal
  • No medical tests required up to 45 Years of Age
  • No sub-limits on hospitalization expenses and room rent
  • Free health check-up in Bajaj Allianz diagnostic centers on 4 continuous policy renewal
  • Tax rebate available as per provision of Income Tax Rules under section 80-D


Room Rent Limit
No Limit
ICU Daily Rent Limit
No Limit
Pre-Hospitalization Expenses
60 days
Post Hospitalization Expenses
90 days
Day Care Procedure Coverage
130 procedure covered
Pre-Existing Disease / Illness coverage
After 48 months
Waiting Period for New Policy
30 days
Up to 10% for non-network hospital, above 56 years 20%
Medical Screening
Age 46 and Above
Free Health Checkup
After 4 claim free years
Ambulance Expenses
Up to 1000 per hospitalization
No Claim Bonus
Up to 10 % of sum insured, Max 50 %