Useful Information

Bajaj

TPA Information

Health Guard Individual

Synopsis:

Health Guard individual option plan is designed to suit all your health care needs as it takes care of the expensive medical treatment incurred during hospitalization

Highlight:

  • 130 Day Care Procedures are covered.
  • No Medical tests up to 45 years
  • Can be renewed till the age of 80 Years
  • No Sub-limits on hospitalization expenses and room rent
  • Free Medical Check-up after 4 claim free years.
  • Option of waiver of Co-payment available
  • Covers Lasik eye surgery after 4 years
  • Tax rebate available as per provision of Income Tax Rules under section 80-D.

Benefit:

Title
Description
Room Rent Limit
No Limit
ICU Daily Rent Limit
No Limit
Pre-Hospitalization Expenses
60 days
Post Hospitalization Expenses
90 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
130 procedure covered
Pre-Existing Disease / Illness coverage
After 48 months
Waiting Period for New Policy
30 days
Co-Payment
Up to 10% for non-network hospital, above 56 years 20%
Medical Screening
Age 46 and Above
Free Health Checkup
After every 4 claim free years
Ambulance Expenses
Up to 1000 per hospitalization
No Claim Bonus
Up to 10 % of sum insured, Max 50 %