Useful Information

National

TPA Information

Mediclaim

Synopsis:

This is a basic health insurance policy which covers medical expenses incurred by a person due to illness, injury or accident and requires sudden or planned hospitalization for treatment or surgery.

Highlight:

  • More than 140 Day Care Treatments are covered under this Policy.
  • Policy can be renewed up to the age of 90 year with Special Approvals.
  • No Medical Check-up required up to the age of 50 Years.
  • The Non-allopathic treatment cost is also covered.
  • Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

Title
Description
Room Rent Limit
Up to 1% of sum insured
ICU Daily Rent Limit
Up to 2% of sum insured
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
140+ procedures covered
Pre-Existing Disease / Illness coverage
After 48 months
Waiting Period for New Policy
30 days
Ambulance Expenses
Covered
Non-Allopathic Treatments
Covered up to 20% of sum insured
Donor Expenses
Covered
Nursing Allowance
Covered
No Claim Discount
Up to 5% for each claim free year