Useful Information

United

TPA Information

Senior Citizen

Synopsis:

This health Insurance policy has been specially designed for senior citizens between the age group of 61 to 80 Years. It covers medical expenses incurred during hospitalization caused due to any injury, sickness and accident.

Highlight:

  • Exclusive policy for senior citizens aged 61 Years and above
  • Domiciliary Hospitalization benefit is provided
  • Non-allopathic treatment is also covered
  • Co-payment of premium is required wherein a part of the expenses have to be borne by the policyholder
  • Major Surgeries like cancer, brain tumor, cardiac surgeries, pace maker implantation for sick sinus syndrome is covered under this policy
  • Cost of artificial limbs, prosthetics, pacemaker, orthopedic implants etc is also covered under this policy

Benefit:

Title
Description
Room Rent Limit
Up to 1% of sum insured
ICU Daily Rent Limit
Up to 2% of sum insured
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Yes
Pre-Existing Disease / Illness coverage
After48 months, 24 months for specific diseases
Waiting Period for New Policy
30 days
Co-Payment
Upto 1% of sum insured
Free Health Checkup
Up to 1% of sum insured, once in 3 claim free years
Non-Allopathic Treatments
Covered
Donor Expenses
Covered
Nursing Allowance
Up to 1% of the sum insured