Useful Information

New India

TPA Information

Top Up Mediclaim

Synopsis:

New India Top Mediclaim covers Hospitalization for Illness and Injury And Reimburse medical expenses at the time when the Cumulative Hospitalisation exceeds the Threshold.

Highlight:

  • No Pre–acceptance Health Check–up for persons above 50 years of age.
  • Pre existing Diseases covered after 48 months of continous coverage.
  • Expenses covered for Ayush Treatment.
  • Get Well Benefit of Rs. 5000 and Rs. 8000 for the first four admissible claims.
  • Tax rebate, as per provision of Income Tax rules, under Section 80-D.
  • Organ donor expenses are covered.

Benefit:

Title
Description
Room Rent Limit
Up to 1% of sum insured
ICU Daily Rent Limit
Up to 2% of sum insured
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Yes
Additional Cover for Critical Illness
Optional, for age below 65
Pre-Existing Disease / Illness coverage
After48 months
Waiting Period for New Policy
30 days
Ambulance Expenses
Up to 1 % of sum insured
Non-Allopathic Treatments
Covered
Daily Hospitalization Allowance
Up to 0.1 % of sum insured, Max 10 days
Donor Expenses
Covered
Nursing Allowance
Covered