Useful Information

New India

TPA Information

Floater Mediclaim

Synopsis:

Floater Mediclaim is a complete health insurance policy for the entire family and covers medical expenses incurred by any insured person of the family.

Highlight:

  • It offers an attractive discount in premium for family cover
  • Loyalty Discount is offered on continuous policy renewal
  • Good Health Discount is provided for claim free years
  • Cost of Health Check up is also provided after a certain period of time
  • Non-allopathic treatment is also covered
  • Additional benefit is paid in case of Critical illness is diagnosed
  • Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

Title
Description
Room Rent Limit
Up to 1% of sum insured
ICU Daily Rent Limit
Up to 2% of sum insured
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Yes
Additional Cover for Critical Illness
Yes
Pre-Existing Disease / Illness coverage
After 48 months and claim free renewal
Waiting Period for New Policy
30 days
Co-Payment
Yes
Free Health Checkup
Up to 50% for Pre-acceptance health checkup
Ambulance Expenses
Up to 1% of Sum Insured, Max - 2500
Non-Allopathic Treatments
Up to 25% of sum insured
Donor Expenses
Covered
Nursing Allowance
Up To 1% of sum insured